5280LifeAgentTRACY MULLINS · INDEPENDENT INSURANCE AGENTLet’s talk about coverage ↗

MEDICARE · MEDIGAP · LIFE · SUPPLEMENTAL HEALTH

Protect the people.
Plan for the
unexpected.

Insurance doesn’t have to be confusing. Whether you’re exploring Medicare, Medicare Supplement (Medigap), life insurance, or supplemental health coverage, get personal, straightforward guidance to help you understand your options and find coverage that fits your needs and budget.

Request a free consultation ↗

A conversation. Clear answers. No obligation.

Prefer to talk? (720) 666-2646

COVERAGE WITH A PURPOSE

A little planning.
More peace of mind.

01 / LIFE INSURANCE

For the people
who count on you.

Explore term life, whole life, final expense, and indexed universal life options. We’ll talk about your goals, your budget, and the protection you want for your family.

02 / SUPPLEMENTAL HEALTH

For life’s
unexpected expenses.

Explore accident, critical illness, and hospital indemnity coverage that may help with expenses when a covered event interrupts your life.

Supplemental coverage complements major medical insurance; it does not replace it.

03 / MEDICARE

Understand your
Medicare choices.

Get help reviewing Original Medicare, Medicare Advantage (Part C), and prescription drug coverage (Part D). We’ll discuss how plan benefits, provider networks, prescriptions, and costs may affect your choices.

04 / MEDICARE SUPPLEMENT (MEDIGAP)

Help with costs
Original Medicare leaves.

Explore Medicare Supplement insurance (Medigap), which may help pay certain out-of-pocket costs under Original Medicare, such as deductibles and coinsurance. We’ll review available options and how they differ from Medicare Advantage.

Medigap policies do not work with Medicare Advantage plans.

Tracy Mullins, independent insurance broker
Independent Broker

PERSONAL GUIDANCE, FROM THE START

Hi, I’m Tracy Mullins.

As an independent insurance agent based in Littleton, Colorado, I help individuals and families understand their options for Medicare, Medicare Supplement (Medigap), life insurance, and supplemental health insurance. My approach is simple: listen first, explain clearly, and help you make an informed decision.

Let’s find a place to start ↗